Personal Savings

TrustTexas Bank makes it easy to manage your personal finances. Whatever you need, we’re here to make banking more efficient for you. You will be pleased with our hands-on attention and friendly service.

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All of TrustTexas Bank’s Personal Savings Accounts include these benefits:

• Free Online Banking
• Free e-Statements
• Free Mobile Banking
• Electronic Check Images free with the enrollment of e-Statements

First Generation Savings Account

An interest bearing, statement savings account for children, teens and young adults (under age 21), allowing them to have their own savings account where they can watch their savings develop as they grow.

Account Features

• Minimum deposit to open: $25.00
• No minimum balance fee
• No monthly maintenance fee
• Minimum daily balance to earn interest: $25.00
• All withdrawals/debits, regardless of type, in excess of three per calendar month are subject to an excess debit fee of $1.00 each.
• Quarterly or monthly statement cycle, as required by regulations.

New Generation Savings Account

An interest bearing, statement savings account to assist the customer in building a "nest egg".

Account Features

• Minimum deposit to open: $100.00
• Minimum average daily balance to avoid a minimum balance fee: $100.00
• Minimum balance fee per month on average daily balances below $100.00: $5.00
• Minimum daily balance to earn interest: $100.00
• All withdrawals/debits, regardless of type, in excess of three per calendar month are subject to an excess debit fee of $1.00 each.
• Quarterly or monthly statement cycle, as required by regulations.

Other Information

Imaged Item Fee:

You will be charged a $3.00 imaged item fee each month if you choose to receive the images of checks and deposit slips (imaged items) with your mailed monthly statement.

Other Account Fees:

Chargeback Fee $3.00
Stop Payment Fee $29.00
Overdraft Fee $29.00
Returned Item Fee $29.00

For Current Rates, Fee Schedules, and more information, please call TrustTexas Bank at 1-800-342-0679.

Your interest rate and annual percentage yield ("A.P.Y.") may change in accordance with the terms of the particular type of account. At our discretion, we may change the rate of interest on your account at any time without prior notification.