First Time Homebuyers
We want to help you buy your first home. Learn more about our First Time Homebuyer program that we are now offering!
First Time Homebuyer Program Requirements:
Mortgage Application Checklist
The following checklist indicates the documents required to process your loan request. By making sure we receive this information in a complete and timely manner, you can reduce the time it takes us to approve and close your loan. Please do not hesitate to call if you have any questions.
Residential Loan Application
Additional Documentation That May Be Required
TrustTexas Bank's home loan applications are available online. These applications are in Adobe Acrobat (PDF) format and require Acrobat Reader. If you do not have Adobe installed on your computer, please download Adobe Reader.
Your Zip Code is not in an area that we currently offer residential mortgage programs. Please contact the bank directly at 800-342-0679 for more information.
*For a $100,000 loan with a term of 360 months with an APR of 3.692% - the principal and interest payment will be $449.13, after a 5% down payment requirement. APR = Annual Percentage Rate. These rates are effective as of September 30, 2021. Available rates may change without notice. This program is subject to termination at any time.
All loans are subject to credit and underwriting approval. Certain product exclusions may apply. Loan to Value Ratio (LTV) not to exceed 95%. Loans with less than 20% equity will require PMI insurance, escrow requirements will also apply. Not valid for a second home or construction. First lien only. Certain fees and restrictions may apply, or other terms and conditions may apply. Contact your Mortgage Lender for details. NMLS #478474.