Company History & Leadership
TrustTexas Bank, SSB is a state-chartered mutual savings bank headquartered in Cuero, Texas which offers full-service financial products to DeWitt, Victoria, Hays, Comal, Guadalupe, and the surrounding areas, with a loan production office serving Williamson County. The company provides 77 jobs and is active in each district providing volunteer services, as well as economic development contributions to help make each community unique. As of December 31, 2022, the Bank had $379 million in assets, $367 million in deposits, and capital totaling $46 million.
In addition to its Corporate Office, which includes the Cuero branch at the same location, the Bank has five other branches, two of which are located in Victoria, one in Yorktown, one in Kyle, as well as a branch in New Braunfels, Texas. There is also a loan production office in Hutto, Texas.
The Bank was founded and originally chartered in 1921 by local community leaders to promote homeownership and provide a place for local residents to invest in savings. The original charter of Cuero Federal Savings and Loan Association was that of a federally chartered mutual association and it was subsequently converted to a state savings bank in 1998 under the name of Cuero State Bank, s.s.b. In 2006 the Bank expanded its markets by building a bigger product set, upgrading its technology infrastructure, and changing the name to TrustTexas Bank, SSB.
Shortly after the 2006 name change, the company expanded its corporate structure to include a three-tiered mutual holding company – TrustTexas Mutual Holding Company, TrustTexas Financial Group Inc., and TrustTexas Bank, SSB. This change was to ensure the long-term viability of the company and to help aid with expansion and diversification.
In 2007 TrustTexas Bank, SSB added a loan production office in Buda, Texas extending its customer base in central Texas. In December 2009 the Buda loan production office was converted into a full-service branch in the neighboring community of Kyle, Texas. In 2014 TrustTexas Bank opened a branch in New Braunfels, Texas and seven years later, opened a loan production office in Hutto, Texas in 2021.
The Bank has had a long-standing tradition of having a local Board of Directors who are active ambassadors in the markets that the bank serves. The longevity of not only loyal employees, but a long-standing Board of Directors, has led to a strong corporate culture and added to the long-term viability of the company. The Bank continues to put the customer’s needs first by expanding its company structure, product lines, and core services.
Board of Directors
Chairman: Mr. Greg W. Gossett
Vice Chairman: Dr. Barry A. Wineinger, OD
Director: Mr. Kenneth W. Stimson
Director: Mr. Raymond H. Reese,
Director: Mr. John D. “Jay" Howard
Director: Mr. Michael C. Weber III
Director: Mr. Harris Fielding Hickey
Advisory Director: Mr. Anthony J. Netardus
John D. Howard
Bryan K. Haun
Sara K. Teague
N. Michael Warzecha
Cheryl R. Bramlette
Lori M. Goldman
Charlotte M. Styra
Elizabeth "Sue" Gutierrez
Valda B. Lamprecht
Sam Houston Branch
New Braunfels Branch
Hutto Loan Production Office
Sean D. Garcia