Consumer Loans

Whatever your consumer loan needs may be, TrustTexas Bank has an easy, low cost loan program designed with our customer in mind. Our simple interest loans have no application fees, no credit report fees, and no prepayment penalties. Terms and rates can be designed to fit your financing needs for any of the following: a new or pre-owned car, a boat, RV, motorcycle, or a vacation.

Contact a Loan Officer

Features:

  • Pre-approval of your car loan
  • Low Rates
  • Automatic Payments
  • Quick Decision Turnaround
  • Portfolio Lender

Complete an application today!

Auto Loans

We make it easy to finance the purchase of any new or used car. Application is easy and approval is fast.

TrustTexas Bank offers competitive rates with terms up to 72 months. Pre-approved financing can be arranged before you visit your dealer’s showroom. You may finance up to 90%, (Less TT&L), of the purchase price.

Recreational Loans

TrustTexas Bank can help you with almost any large purchase, from necessities to those expensive toys that make life more enjoyable, like that new travel trailer you’ve been admiring.

TrustTexas Bank provides a quick decision turnaround on installment loans for many of your large purchase items such as boats, camper trailers, RVs, ATVs, motorcycles, or even that dream vacation you’ve been planning. Terms and rates can be matched to your specific financing needs.

Personal Lines of Credit

Write yourself a loan any time you need it with TrustTexas Bank’s Cash Flow Reserve overdraft protection and Cash Flow Advantage personal line of credit.

With TrustTexas Bank’s Cash Flow products you can get the credit you deserve. Our account is a larger line of credit with a lower interest rate than you’ll get on most credit cards or other unsecured loans. It’s as easy to use as writing a check and you can use these funds for almost any reason.

Here are just some of the benefits of the Cash Flow Advantage or Cash Flow Reserve accounts:

  • Line of Credit Up To $10,000
  • No Maintenance Fee
  • No Transaction Fees
  • Competitive Interest Rate
  • Low Monthly Payments
  • Easy Application and Fast Approval

Other Personal Loans

Life is full of expenses, sometimes planned and sometimes unexpected. Whatever the need, you’ll want the best possible loan with the most benefits for you. Speak to our Loan Officers for individualized loans for debt consolidation, vacation expenses or other personal needs.*

*You must be a TrustTexas Bank customer for at least 6 months to receive an unsecured consumer loan

*Loan amounts cannot be less than $1,000

Application Information

Printable Consumer Loan Application

Please complete, sign and return the application to a Loan Officer. Be sure to include a copy of your pay stubs for the most recent 30 day period. If you are a new customer, please also include two forms of ID with your completed application.

All loans are subject to credit approval. Terms and conditions apply. NMLS #478474.